Small Business Funding & Merchant Cash Advance in Broward County

A merchant cash advance is not a loan. A funding partner purchases a portion of your future credit card sales or bank deposits at a discount. You receive a lump sum upfront, and the partner collects a fixed percentage of your daily transactions until the advance is repaid. This structure can be a good fit for businesses with consistent daily sales, especially in retail, hospitality, or service industries.

Business funding covers a range of products beyond MCAs, including term loans, lines of credit, and equipment financing. Each option has its own repayment structure and qualification criteria. Our role is to understand your needs and introduce you to funding partners that may be able to help - all without any cost to you.

Merchant funding partners offer several products: merchant cash advances (based on future sales), working capital loans, equipment financing (to purchase or lease machinery, vehicles, or technology), business lines of credit (flexible access to funds as needed), and invoice factoring (selling unpaid invoices for immediate cash). Each product serves different purposes and has different repayment terms.

We can match you with partners who provide these solutions. The best option for your business depends on how you plan to use the funds, your revenue patterns, and your comfort with the repayment structure. We encourage you to compare offers and read all terms carefully before choosing.

Broward County has a diverse economy, and we regularly match funding partners with businesses in sectors like tourism and hospitality (hotels, restaurants, bars), marine and boating services, healthcare and dental practices, retail stores and boutiques, construction and contracting, auto repair shops, beauty salons and barbershops, trucking and logistics companies, and e-commerce sellers. These industries often have steady daily or weekly revenue, which can make them good candidates for merchant cash advances or other flexible funding.

No matter your industry, if your business generates consistent revenue and has been operating for at least a few months, there may be funding options available. We work with a network of partners who consider various business types.

A merchant cash advance provides fast capital but comes at a cost. The total repayment amount is determined by a factor rate (e.g., a factor rate of 1.2 on $10,000 means you would repay $12,000 - that $2,000 is the cost). This is not an APR and can be more expensive than a traditional loan, especially if the advance takes longer to repay. Always ask for a clear breakdown of the total repayment amount and the repayment percentage (holdback rate).

Before accepting an offer, consider how the daily or weekly deductions will affect your cash flow. Some businesses benefit from the flexibility, while others may find it tight. We recommend reviewing multiple offers and, if needed, consulting a financial advisor. Our service helps you compare options - we never push you toward any specific product.

Getting matched is simple and free. You fill out a short form with basic information about your business - time in operation, monthly revenue, and industry. We then present your profile to vetted funding partners who may be interested. If a partner wants to move forward, they will contact you directly to discuss terms and underwriting. There is no obligation to accept any offer.

Qualification requirements vary by product and partner, but typical factors include being in business for at least 3-6 months, having monthly revenue of $5,000 or more, and having a business bank account or credit card processing history. Our matching process is quick and does not require a hard credit check upfront.