Working capital that keeps pace with your business.
Merchant Funding Nearby connects small-business owners with vetted funding partners. One short form, real options, and no obligation.
A free matching service, not a lender. All credit types considered.
See your funding options
Tell us a little about your business. It takes about two minutes.
Please complete the required fields (name, phone, email, industry, funding amount) and try again.
- Free for business owners
- No obligation
- All credit types considered
- Bank statements, not just credit scores
How it works
Funding in three simple steps.
From the first form to funded, without the runaround.
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01
Tell us about your business
Share a few basics through one short form. It takes about two minutes, and there is nothing to prepare.
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02
We match you with funding partners
We connect you with vetted funding companies suited to your revenue, industry, and goals.
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03
Review your offers and get funded
Compare the options you receive, choose what fits, and get funded, often within a few days.
What you can fund
One conversation, many ways to fund your next move.
Every business is different. We help you find the working-capital option that fits how yours actually runs.
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Merchant cash advance
An advance on your future sales, repaid as a set share of your daily or weekly receipts.
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Working capital
Flexible funds to cover day to day operations, a seasonal dip, or a busy stretch.
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Equipment financing
Purchase or upgrade the equipment your business runs on, and keep cash on hand.
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Business line of credit
Draw what you need, when you need it, and pay only for what you use.
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Invoice and receivables funding
Turn unpaid invoices into cash you can put to work right away.
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Expansion capital
Fund a new location, a renovation, new hires, or your next growth move.
Industries we serve
Built for Main Street businesses.
We work with owners across the industries that keep communities running.
- Restaurants & food service
- Retail & shops
- Trucking & transport
- Construction & contracting
- Automotive & repair
- Medical & dental offices
- Salons & spas
- E-commerce & online
- Professional services
- Manufacturing
Why Merchant Funding Nearby
A simpler path to the funding your business needs.
We handle the legwork of matching, so you can put your time back into running the business.
Start the short formOne form, many funders
Apply once and reach a whole network of funding partners through a single request.
Fast by design
A straightforward process built to move at the speed of your business.
No cost to you
Our matching service is free for business owners, because funding partners pay us.
All credit types considered
Funders weigh your revenue and recent bank statements alongside your credit.
No obligation
Review your options at your own pace and move forward only if something fits.
Real people
Talk with someone who understands small-business funding whenever you have questions.
FAQ
Questions, answered plainly.
Straight answers about how funding works and how we fit in.
Still deciding? We are happy to talk it through, no pressure.
hello@merchantfundingnearby.comWhat is a merchant cash advance?
A merchant cash advance is a lump sum of capital in exchange for a set share of your future sales. Instead of a fixed monthly payment, repayment adjusts with your daily or weekly receipts. Costs and terms vary by funder and are shown to you before you accept anything.
How fast can I get funded?
It varies by business and funder. Many owners receive options soon after submitting the form, and funding can arrive within a few days once a partner approves. Timing depends on your documents and the partner you choose.
Will this affect my credit?
Submitting the form to see your options does not affect your credit. If you decide to move forward, a funding partner may review your credit as part of their own decision. You are told before that happens.
What does it cost, and is this really free?
Merchant Funding Nearby is free for business owners. Funding partners pay us when we make a match, so our service costs you nothing. The cost of any funding, such as fees or a factor rate, is set by the funder and shown to you clearly before you agree to it.
Do I qualify?
Most funding partners look at your monthly revenue and how long you have been in business rather than credit score alone, and all credit types are considered. The quickest way to find out is to complete the short form.
Are you a lender?
No. Merchant Funding Nearby is a free matching and referral service, not a lender. We do not make credit or funding decisions. Funding is provided by independent third-party funding companies.
Ready to see your funding options?
Complete one short form and see real funding options for your business, with no obligation and no cost to you.
See my funding options